Policy Audits

Our Life Insurance Audit service is designed to evaluate and organize the client’s current portfolio of life insurance coverage.  Each policy is thoroughly examined to make sure that it is continuing to meet the client’s objectives.  In addition to a detailed analysis of each existing policy’s past and future projected performance, the Life Insurance Audit includes an Executive Summary of all contracts providing:

  • The policy number and insurance company
  • Insurance company financial strength analysis
  • Owner and beneficiary
  • Current cash value
  • Current premium and face amount
  • Type of policy
  • Projected duration of coverage at current premium and interest assumptions
  • Competitive position of policy relative to similar coverage available in the market or replace the current policy with a more customized and efficient policy.